Omnumi is revolutionizing the way move and store digital currency

The platform enables multitenancy with a shared ledger for all transactions across tenants and provides a unique namespace for each tenant and tenant user.

Global and jurisdictional regulatory rules and recommendations are configurable to ensure compliance guardrails are set across the entire platform for onboarding, sanctions screening and transaction monitoring. The platform provides the necessary data sets for regulatory report generation

The platform features an integrated dynamic rule management engine equipped with predefined rules for onboarding, transfers, and payments. It facilitates compliance with KYC, AML, CFT, and KYT regulations through rule sets that can be customized according to customer categories and transaction types.

Onboarding and eKYC screening workflows can be tailored for a unified, streamlined self-onboarding experience applicable to all users or to meet specific tenant onboarding requirements. The system provides support for external data services, compliance engines, device biometric authentication, ID verification, and customizable onboarding rules. Additionally, it offers customer categories with progressive credentialing capabilities.

Support for non-custodial or custodial wallets with the ability to create multiple wallets within and across different tenants. Wallets can be configured to support specific rule sets based on customer categories, transaction types and limits, stored value limits, and funding and redemption options. Wallets can be self-managed by users if the configuration permits. With robust fraud controls, the platform can block users and wallets at the tenant and platform level without compromising user wallet privacy.

Supports near real-time fund transfers within or across tenants, including the tracking of liabilities for inter-tenant transfers. Supports multiple funding and redemption methods via configurable connections to traditional payment networks and financial institutions. Additionally, the platform monitors and enforces customizable transaction rules, enhancing compliance and reporting in line with KYT and FATF Standards. It also enables bulk or programmable disbursements.

The Platform provides unique multi-type, multi-function token capabilities, supporting various token types like deposit and utility tokens, stablecoins, and CBDCs. It allows multiple token assignments across banks, configurable processing/gas fees, utility tokens for liability matching and inter-tenant settlements, and flexible deposit and withdrawal mechanisms at the token level.

Configurable role-based access and rights are built into the platform administration console for both the platform operator and each tenant on the platform. Roles can be assigned to users with specific access and rights based on the role definition. The platform supports a maker-checker role approval model, adherence to the Principle of Least Privilege, access log audits, and support for integration of multifactor authentication and third-party IAM providers.

The platform offers a configurable dashboard that provides intuitive insights through summarized views of real-time data, accessible to both the platform operator and each tenant. It features drill-down options at both platform and tenant levels, seamless integration with pre-existing data infrastructures, monitoring of real-time APIs and events, data-driven notifications, scheduled reporting, and secure access management through IAM integration.

Easy customization of platform features can be configured through intuitive UI-based feature flagging controls by toggling them on or off. Tenants can select third-party integrations, customize privacy policies and terms & conditions, manage consent lifecycle, and generate regulatory reports easily.

The Omnumi Platform’s API-first, event-driven microservices architecture offers unparalleled extensibility by design. It is paired with a private, permissioned blockchain based on Ethereum and cloud-neutral deployment options, forming the core infrastructure. Operators stand to gain from the backing of one of the broadest development communities, the freedom to choose their preferred cloud technology stacks, and enhanced ease and speed of extensibility via the API-centric extensibility framework.